Five Realistic Things to Do Right Now to Make Your Money Work for You

Welcome to #Adulting, the ultimate breakdown of all your grown-up needs. These articles are here to help you feel less alone and answer all your personal, financial, and career questions that weren’t answered in school (no judgement, we get it!). Whether you’re looking to find out how to tackle laundry or you want a deep breakdown on how to make a savings plan—we’ve got you covered. Come back every month to find out what life skills we’re upgrading next and how.

Gather all the personal financial advice you used to receive before the pandemic—the platitudes about not buying lattes or avocado toast. The “challenges” to put aside $1/week. The admonishments that you should try to buy a home instead of renting one—stack that advice into a pile, and set it on fire.

Even though none of that is unreasonable advice, it’s certainly not relevant guidance for many Americans right now.

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75 Websites That Can Save You Money in a Recession


Time to Save Online

Now more than ever, as the country finds itself in a pandemic-induced recession, saving money has become essential for Americans. The good news is there are plenty of websites that can help you do that, connecting users with deals and discounts on everything from grocery shopping to clothing and gas. Here are some of the top options for pinching pennies.

Related: How COVID-19 Is Changing Retirement in America


RetailMeNot: Discounts, Sales and Online Cash Back

RetailMeNot provides digital codes to apply at checkout when shopping online. The site also includes holiday sales and even clearance sales across all categories.


Groupon: Discounts and Coupons

Groupon offers a massive selection of localized deals and discounts. Those who sign up for alerts will get notifications about everything from special sales to new promo codes or price drops on items or services you may have

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Which Ones Make More Money Than You?

Although fans won’t be back in stadiums for the rest of this season’s Major League Baseball games, the mascots will be. The MLB reversed a ruling banning mascots from the park amid concerns about the spread of the coronavirus, the Associated Press reported. Mascots can now be in the stands, though they are not allowed on the field, which could possibly mean that mascot traditions like the Sausage Race in Milwaukee and the dashing Presidents in Washington won’t be able to take place. As for mascots from other leagues, including the NBA, their future remains more uncertain.

As the Phillie Phanatic, Mr. Met and other MLB mascots prepare to make enthusiastic returns to their stadiums, see how much bank these mascots make for their home team spirit — you’ll see that this odd job can pay pretty well.

Last updated: June 30, 2020

How Mascot Salaries Stack Up

If you’re

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How to Save Money: 101 Genius Tricks

Benjamin Franklin — a man who knew a thing or two about frugal living — once warned: “Beware of little expenses. A small leak will sink a great ship.”

From grocery shopping to impulse buys, the choices we make every day have a huge impact on our budget. With these 101 money saving tips, you’ll learn how to spend less and pocket more no matter the day or time of year. Incorporating as many of these hacks into your life as possible could be a real game-changer for your finances — especially since it’s nearly impossible not to find something new on this list that you haven’t tried before.

Our 101 savings tips fall into the following categories:

Everyday lifestyle tweaks Online shopping apps and strategies Food and drink Travel Regular bills and subscriptions Energy and automobile savings Eliminate fees and interest charges Seasonal savings Plus: How to save money

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30 Money Mistakes You’re Probably Making This Summer

Summer is usually a time to cut loose and have fun, and while you may not be traveling as much this year, there are still ways to enjoy the season. If you’re not careful, though, fun can lead to overspending and a multitude of other money mistakes.

You certainly don’t want to pay for those mistakes the rest of the year. So, to maintain your financial well-being while still enjoying summer, avoid making these money mistakes.

1. Overspending on Summer Fun Rather Than Saving

While there may not be as much to do outside this summer, there are still plenty of ways to have a good time, especially as things open up. It’s important to keep an eye on your health and your budget though.

“For whatever reason, people can’t prevent themselves from spending out of their limits during the summer,” said Michael Cirelli, a financial advisor with SAI Financial

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How the Pandemic Changed the Way Americans Spend Their Money

The coronavirus pandemic has thrown millions of Americans into chaos, negatively affecting financial well-being alongside physical and mental health. As unemployment rates soar and money insecurities abound, a new NerdWallet survey finds almost half of Americans (48 percent) are indeed feeling less confident about their personal finances due to COVID-19.

In a survey of more than 2,000 U.S. adults commissioned by NerdWallet and conducted online by The Harris Poll, we asked Americans how COVID-19 is affecting their finances—including spending and saving habits, feelings about homebuying and investing, and money plans for the end of the pandemic.

Key findings

  • Income impact: Close to 7 in 10 Americans (69 percent) say their household income has been negatively impacted by COVID-19, including 80 percent each of millennials (ages 24-39) and Gen Zers (ages 18-23).

  • Stimulus saving: More than one-third of Americans (36 percent) plan to use/have used their stimulus check to save and/or

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How to organise holiday money in an age of pandemics

Change approach: the coronavirus crisis means cash is no longer king: Simon Calder
Change approach: the coronavirus crisis means cash is no longer king: Simon Calder

The shrapnel from my final trip before lockdown is still on my desk. Saudi and Yemeni riyals, Jordanian dinars, Israeli shekels and Egyptian pounds provide a pecuniary reminder of a joyful journey.

But next time I travel to and through the Middle East, I do not expect to return with such an exotic collection of notes and coins.

Until mid-March, I was a cash traveller: taking sterling, euros or dollars abroad and tracking down the best place to change for local currency – whether a carpet shop in India or a bakery in Uzbekistan.

Yet since I returned home from Cairo three months ago, the world’s attitude to money has changed.

Cash is no longer king; the coronavirus crisis has vastly accelerated progress towards digital payments, and the traveller needs to be equipped for a contactless future

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Old-School Money Advice You Shouldn’t Follow Anymore

If you don’t know much about money, you don’t have to look far for advice. You can always learn from personal finance articles, books and videos or from money-savvy friends and family.

Although there’s no short supply of guidance, money rules can shift over time. For that matter, some old-school advice should be taken with a grain of salt. Here’s what the experts said is some of the worst money advice.

Most people need a mortgage to purchase a home. However, financing a house entails paying thousands of dollars in interest. To reduce interest charges, some borrowers come up with a plan to pay off their mortgages early by making extra payments.

This advice isn’t bad in itself, but according to Paul Moyer, the founder of, this advice doesn’t make the same financial sense in our current low-interest environment as it did when mortgage rates were higher, like 6% … Read More