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What Are the Best Credit Cards for Online Shopping?

The coronavirus pandemic is changing the way we shop. And the new norm of social distancing, plastic shields and sanitized shopping carts makes avoiding brick-and-mortar stores more appealing than ever. Online shopping is no longer a convenience; it’s an act of survival.

“As the world continues its rapid shift to digital in the wake of COVID-19, more consumers are turning to online purchases with their credit cards,” says Brian Cole, head of product, North America at Visa.

But while online shopping may reduce your exposure to health risks, it can increase your risk of fraud and identity theft. Using your credit card online can offer rewards and consumer protection, but know how to protect your identity before making a purchase.

Read on to learn how to safely shop online and choose the best credit card for online shopping.

[Read: Best 0% APR Credit Cards.]

Can You Make Online Purchases

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The best credit cards with no annual fee of 2020

The best credit cards with no annual fee can earn you rewards, sign-up bonuses, and cash back without costing any extra money on your part.
The best credit cards with no annual fee can earn you rewards, sign-up bonuses, and cash back without costing any extra money on your part.

— Our editors review and recommend products to help you buy the stuff you need. If you sign up for a credit card after clicking one of our links, we may earn a small fee for referring you. However, our picks and opinions are independent from USA TODAY’s newsroom and any business incentives.

A good credit card without an annual fee is a solid choice for anyone’s wallet. Even though these no-annual-fee cards lack the fancy benefits that come with premium credit cards, they still offer great opportunities to earn rewards and some access to members-only benefits. Likewise, for people who are just starting out building credit or need to rebuild credit, responsibly using a card with no annual fee can be a great way

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The best credit cards for groceries of 2020

Shop for groceries with these credit cards, and you can clean up the rewards in aisle three.
Shop for groceries with these credit cards, and you can clean up the rewards in aisle three.

— Our editors review and recommend products to help you buy the stuff you need. If you sign up for a credit card after clicking one of our links, we may earn a small fee for referring you. However, our picks and opinions are independent from USA TODAY’s newsroom and any business incentives.

Groceries are an essential living expense—especially now that you may be spending more time stuck at home and less time visiting friends or dining out. Not only are Americans currently spending more on groceries, the price of meat, poultry, fish, eggs, and other goods has steeply increased.

Maybe you already have a card in your wallet that rewards you for paying recurring expenses like your telephone bill or gym membership. Adding a grocery rewards card to the mix can help

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The best credit cards for college students

— Our editors review and recommend products to help you buy the stuff you need. If you sign up for a credit card after clicking one of our links, we may earn a small fee for referring you. However, our picks and opinions are independent from USA TODAY’s newsroom and any business incentives.

College can be an exciting, confusing, and, well, costly time in your life. You’ll need to buy everything from books to blankets to the occasional beer (if you’re old enough), and you get to make those spending decisions all on your own. Assuming you take a smart approach to your money and don’t go over your budget, using the right credit card to make your necessary purchases can make your transition into adult life just a little bit easier.

The best credit cards for college students have a few things in common: They offer forgiving policies, robust

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The best travel credit cards of 2020

Taking the family on trip? The right credit card can take the hassle out of your vacation.
Taking the family on trip? The right credit card can take the hassle out of your vacation.

— Our editors review and recommend products to help you buy the stuff you need. If you sign up for a credit card after clicking one of our links, we may earn a small fee for referring you. However, our picks and opinions are independent from USA TODAY’s newsroom and any business incentives.

No matter where you want to go, or how you want to get there, using the right credit card can help make your trip smoother and, in certain cases, help it cost less. Credit card rewards and points can be used to offset the cost of your travel and hotel stays, or can even be redeemed for cash back to help you afford a few extra souvenirs.

If you are planning to head out on the road, these are our

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The best credit cards for new homeowners of 2020

If you just bought a house, these credit cards can make settling in a little easier.
If you just bought a house, these credit cards can make settling in a little easier.

— Our editors review and recommend products to help you buy the stuff you need. If you sign up for a credit card after clicking one of our links, we may earn a small share of the revenue. However, our picks and opinions are independent from USA TODAY’s newsroom and any business incentives.

A new house, condo, or apartment is cause for celebration. It might also cause some financial stress, depending on how much is left in your bank account after the settlement. And the bills don’t end there. If you’re a new homeowner, you might be looking for ways to help you save money on home-related expenses after you move in. Furniture, renovations, and emergency repairs can quickly add up. 

While experts advise that people shouldn’t apply for new lines of credit before

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Student loan glitch affected up to 5 million credit scores

Jeramiah Harrington struggled for nearly a year to drive his credit score up from a grim 527 to pretty good 682. Then in a matter of days, his score unexpectedly tumbled by 91 points in May.

What’s worse: He apparently didn’t do anything wrong to drive that score back below 600. He simply was caught in a COVID-19-related glitch connected to some student loans.  

“I had never even been close to 700,” said Harrington, 38, who lives in Flint Township, Michigan.

Harrington, who works as a cartographer at a civil engineering company, wondered just how long it would take to see his score regain lost ground. But the good news is that a fix apparently may be in the works, as he saw his score go up somewhat as of June 7. 

Nearly 5 million student loan borrowers were harmed by an unusual mistake that was triggered after new rules

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